Have you ever heard about good composition for good business. Good business composition are 60 % our own money and 40% is a business loan. Why we think that is the best business composition? if our business is totally using our own money, is it better than if we have business credits? Maybe it’s true if we think that we don’t need personal loans for our business, because we could be independent business.

But with our own money, we couldn’t maximizing our business prospect. If we using our money, we only could reached 60 % of our business prospect, that’s why 100 % of private working capital isn’t the best way to growth our business. But it doesn’t mean that we must get some business loans for our business. it’s better to consult with your personal financial advisor because they know your style and know your financial condition.